Classic Car Insurance in Georgia

Do you own a classic car in the state of Georgia? If so, you'll need to know how to insure it properly. With the help of HeadSouth Insurance of the Canton, GA area and beyond, you will be able to insure your vehicle and have greater peace of mind knowing that you have truly experienced professionals on your side.

What Is Classic Car Insurance?

Classic car insurance offers you many of the same protections that you would get with standard auto insurance. This means that you can get comprehensive, collision, and liability types of coverage. This type of policy is different due to how it handles the coverage areas. It's a good idea to talk to your insurance agent about the car's value, giving them as many details as possible so you can agree upon a value for the policy since there's no actual "book value" for such cars. They'll consider factors such as the vehicle's condition, age, and what type of car it is.

How to Know If Your Vehicle Is Covered Under Classic Car Insurance

First, you'll need to determine if it fits under the classic car or antique car definitions. A classic car is one that is between 10 to 24 years old and it has historic interest, such as a muscle car or hot rod. An antique car is 25 years or older and it also must have historic interest.

In addition to the vehicle's age, it must meet one of the following conditions:

  • Storage: You must keep your vehicle in a building that's enclosed.
  • Limited Use: The vehicle should be used on an extremely limited basis, driven 2,500 miles or less each year for exhibitions, parades shows, and club activities.
  • Condition: Generally, you'd need to restore, maintain, and preserve your classic car in original condition, or it must be in the process of restoration.

Classic Car Insurance from the Experts in Georgia

Don't let your search for classic car insurance be a total hassle. Reach out to HeadSouth Insurance, which serves Canton, GA and beyond. We're here to find you the ideal policy to protect your investment.

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